Habitat for Humanity Quad Cities is a local bi-state affiliate of an international ecumenical Christian housing organization working in partnership with people in need to build, decent, affordable, houses for and in partnership with low-income families and individuals, who then purchase the homes from Habitat for Humanity Quad Cities on no-interest mortgages. Each home, generously subsidized by donated and/or discounted building supplies, materials, and skilled labor and utilizing much volunteer labor, currently costs about $55,000. These funds (and volunteers) come through donations from churches, individuals, foundations, corporations, businesses, and other community groups. Habitat for Humanity Quad Cities activities are governed by a local, elected Board of Directors, which works through eight volunteer committees, with coordination by a part time Executive Director and part-time Administrative Assistant. The Quad-Cities affiliate was organized in 1993 and has since built 24 homes. To qualify, families must be willing to give 250 hours of “sweat equity” per adult or a total of 500 hours per two-parent family. Of that, 125 hours per adult must be accomplished before the house is started. Families also much prove income history and be able to pay a home loan – Habitat does NOT give homes away. A down payment of 1% is required at the closing plus the applicant must be willing to live in a diversely integrated community; must not be a current homeowner; must have no outstanding liens or judgments and all bankruptcy processes must be closed and settled.

Jane@habitatqc.org
www.habitatqc.org